Certificate of interest deductibility

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Certificate of interest deductibility

In order to reduce the amount taxed in the annual income tax return, taxpayers have the option of deducting interest.

This is supported by the proof of interest deductibility, legally known as the annual certificate of interest accrued and paid on mortgage loans destined for home living.

Legally known as the annual certificate of interest

Legally known as the annual certificate of interest

This right is established in article 151, section 62 of the Income Tax Law.

To elaborate the deduction it is necessary to notify the human resources area of ​​where you are employed.

This certificate applies when the value of the property is not greater than 75.0000 investment units.

Deductions are calculated at the applicable interest rate in the year of deductibility minus annual inflation.

Request the interest deductibility letter

bank

Just going to the bank branch is enough for the request. Delivery is immediate, although sometimes it can take a maximum period of 5 days.

You can also request proof of interest deductibility through the Infonavit website. Access the page to create an account and locate the record of interests.

The following information should appear in the document

The following information should appear in the document

  • Name
  • Address and federal registry of mortgagee taxpayers
  • Property Location
  • Nominal interest accrued as well as the amounts paid in the year.
  • This right is established in article 151, section 62 of the Income Tax Law.
  •  

This alternative seeks to benefit low-income people so it can only be deducted from a home’s credit, since banks assume that by having more than one property the user has stable income.

In order to reduce the amount taxed in the annual income tax return, taxpayers have the option of deducting interest. This is supported by the proof of interest deductibility, legally known as the annual certificate of interest accrued and paid on mortgage loans destined for home living.

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